The Crises of Microcredit (Paperback)
  • The Crises of Microcredit (Paperback)
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The Crises of Microcredit (Paperback)

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£21.99
Paperback 224 Pages / Published: 15/10/2015
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Microcredit programmes, long considered efficient development tools, now face unprecedented crises in a number of countries. Is this the end of microcredit or rather an essential step in its expansion? Should we stop microcredit altogether or rethink the way it is implemented?

Drawing on extensive empirical research conducted in various parts of the world - from Morocco to Senegal to India - this important volume examines the whole chain of microcredit to provide the answers to these questions. In doing so, the authors highlight the diversity of crises, both in intensity and in nature, while also shedding light on a diversity of causes, be it microcredit organizations unprepared for massive growth, saturated local economies or greedy investors and shareholders attracted by profits. Crucially, the authors demonstrate that microcredit is not a monolithic project, and the crises should also be analysed in the light of national histories and policies.

An original and necessary intervention in what has become one of the most contentious topics within the development world.

Publisher: Zed Books Ltd
ISBN: 9781783603749
Number of pages: 224
Weight: 386 g
Dimensions: 234 x 156 x 156 mm


MEDIA REVIEWS

'A collection of concise, highly readable essays that explain how and why this activity has gone so wrong in varying social, political and cultural contexts.'
Financial Times

`Valuable, if not essential, reading for both aficionados of financial inclusion and its critics.'
Journal of International Development

'In this finely structured, well-written, comparativist book, a set of distinguished scholars with rich field experience dissect the many micro-credit crises worldwide to provide better practice for the future. Add this to your shelves, read and recommend to students and practitioners!'
Barbara Harriss-White, Wolfson College, University of Oxford

'A deeply informed, intelligent examination of microcredit. A once universally celebrated concept, the contributors point instead to a market-driven Hobbesian world of hyper-competition, with the poor made worse off than ever. An important and convincing read for anyone still seduced by the myths of microcredit.'
Milford Bateman, author of Why Doesn't Microfinance Work?

'The contributors' real-world expertise results in a hard-headed but balanced assessment of the pitfalls and promise of microcredit. Recommended.'
Choice

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