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Living with Defined Contribution Pensions - Pension Research Council Publications (Hardback)
  • Living with Defined Contribution Pensions - Pension Research Council Publications (Hardback)
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Living with Defined Contribution Pensions - Pension Research Council Publications (Hardback)

(editor), (editor)
£72.00
Hardback 312 Pages / Published: 01/05/1998
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Employers are increasingly turning to defined contribution plans, especially the popular 401(k) plan, in place of the older, employer-based pension model.

This shift has implications for the nation's workforce. Such defined contribution pensions have clear advantages for employees, including greater flexibility and portability. But they also place a great deal of responsibility on participants' shoulders. Decisions about whether to participate, how much to contribute, and how to invest can be overwhelming for individuals with limited knowledge or understanding of retirement savings.

Living with Defined Contribution Pensions considers the impact of defined contribution pension plans on the prospects for retirement saving and wellbeing. The book carefully analyzes the emerging trends in defined contribution pensions, seeking to explore how the switch will affect retirement income in the future, and recommending ways to improve decision making about pension design in the future.

"The book contains high-quality research, drawn from many sources and well referenced, yet written in a straightforward, businesslike way. . . . After an excellent introduction by the editors, the book is divided into three sections:

The new responsibility of defined contribution plans
Preserving defined contribution pension accumulations, and
Retirement policy and defined contribution plans.

Publisher: University of Pennsylvania Press
ISBN: 9780812234398
Number of pages: 312
Weight: 700 g
Dimensions: 229 x 152 x 25 mm


MEDIA REVIEWS

"A superb integration of corporate and personal financial planning, pension, and political issues. . . . This book is full of thought-provoking, rigorous work."-Journal of Financial Service Professionals


"Living with Defined Contribution Pensions can be recommended to anyone with a serious interest in the subject."-Benefits and Compensation International

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