Debt and Austerity: Implications of the Financial Crisis (Hardback)
  • Debt and Austerity: Implications of the Financial Crisis (Hardback)
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Debt and Austerity: Implications of the Financial Crisis (Hardback)

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£95.00
Hardback 360 Pages / Published: 13/11/2020
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This book explores the complex interactions between debt and austerity, analysing the social, economic, and legal implications of governments' responses to the 2008 financial crisis. Demonstrating how the nature of debt for those on low incomes has changed radically over the last decade, the chapters provide insight into how structural inequality was exacerbated by changes in the redistributive state, the legal system, and the welfare system. The examination occurs on a number of levels and these issues are explored through the lens of power, place, and class. The authors utilize both international case studies and 'on the ground' experiences, reviewing the role of high cost credit, bailiffs, local governments, bankruptcy, and debt advice. Through the analysis of the nature and structure of debt in specific countries, it highlights important lessons for a global audience. This unique book offers a broad, multi-faceted insight into the issue of low-income debt which will greatly benefit academics in law, social policy, geography, and economics. Its focus on practical steps and potential reforms, as well as contributions from third sector organizations, will also interest practitioners, policymakers, and NGOs.

Publisher: Edward Elgar Publishing Ltd
ISBN: 9781839104343
Number of pages: 360
Dimensions: 234 x 156 mm


MEDIA REVIEWS
'As problems of debt and overindebtedness loom large in the wake of the Coronavirus pandemic, this rich and interdisciplinary collection of essays provides timely insights into the theoretical, policy and practical issues in addressing problems of debt and low income in contemporary society.' -- Iain Ramsay, University of Kent, UK
'As low and moderate-income households become ever more dependent on debt to survive this historic COVID-19 pandemic, this book identifies the real culprits who have made these debt burdens grow faster than they should have. The authors show how austerity is leading to the opposite of its intended outcome as privatized troubles become public burdens. Laying the groundwork for targeted debt forgiveness, these accomplished scholars offer a pathway out of the crisis into a more prosperous and just future.' -- Frederick F. Wherry, Princeton University, US and Founding Director, The Dignity and Debt Network

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