Pensions Explained: A Complete Guide to Saving for Your Retirement - "Which?" Essential Guides (Paperback)

Gone are the days when you could rely on the state pension to provide a comfortable retirement. But with all the options out there, how much do you save, and how? Using clear, easy-to-follow language, Pensions Explained describes exactly how pensions work and takes a realistic look at how you can safeguard your future, covering State Pensions, work-based pension schemes, NEST and personal pensions. Find out how much you need to save now in order to afford the retirement you want, and how to invest your pension fund to gain maximum benefit. This invaluable guide also gives advice on plugging gaps in your pension, leaving a pension scheme early, and explains how pensions can affect your family, including planning for your family's financial security after your death, and making arrangements in the event of a divorce. Whatever stage you're at in your life, Pensions Explained will help you navigate the pensions maze and take control of your future.